Privacy Policy

1. Introduction

EquiBrain (“we”, “our”, or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and services at equibrain.in.

By using our services, you agree to the collection and use of information in accordance with this policy. If you do not agree, please discontinue use of our services.

2. Information We Collect

2.1 Personal Information

When you create an account or use our onboarding questionnaire, we may collect:

• Full name and email address
• Age and date of birth
• Monthly income and savings details
• Existing investment portfolio information
• Debt and liability details
• Emergency fund status
• Investment horizon and risk tolerance preferences
• Financial goals (e.g., buying a house, FIRE, wealth creation)

2.2 Automatically Collected Information

• IP address and browser type
• Device information and operating system
• Pages visited, time spent, and navigation patterns
• Cookies and similar tracking technologies

3. How We Use Your Information

We use the collected information for the following purposes:

• To provide personalised financial planning and stock recommendations
• To calculate your risk score, savings ratio, and emergency fund requirements
• To generate and maintain your investment portfolio suggestions
• To create and manage your user account
• To communicate with you about your account, updates, and promotional offers
• To improve our services, algorithms, and user experience
• To comply with legal obligations and resolve disputes

4. Data Sharing and Disclosure

We do not sell your personal or financial data to third parties. We may share information in the following limited circumstances:

• Service providers: Trusted partners who help us operate our platform (e.g., hosting, analytics, payment processing)
• Legal requirements: When required by law, court order, or governmental regulation
• Business transfers: In the event of a merger, acquisition, or sale of assets
• With your consent: When you explicitly authorise us to share information

5. Data Security

We implement industry-standard security measures to protect your data, including:

• Encryption of data in transit (TLS/SSL) and at rest
• Secure password hashing using bcrypt
• Regular security audits and vulnerability assessments
• Access controls and authentication mechanisms

While we strive to use commercially acceptable means to protect your personal data, no method of transmission over the Internet is 100% secure. We cannot guarantee absolute security.

6. Data Retention

We retain your personal data for as long as your account is active or as needed to provide you services. You may request deletion of your account and associated data at any time by contacting us at support@equibrain.in.

7. Cookies

We use cookies and similar technologies to enhance your experience, analyse usage patterns, and deliver relevant content. You can manage cookie preferences through your browser settings. Disabling cookies may limit certain features of our platform.

8. Your Rights

Depending on your jurisdiction, you may have the following rights:

• Access: Request a copy of the personal data we hold about you
• Correction: Request correction of inaccurate or incomplete data
• Deletion: Request deletion of your personal data
• Portability: Request your data in a machine-readable format
• Withdraw consent: Withdraw previously given consent at any time

To exercise any of these rights, contact us at support@equibrain.in.

9. Third-Party Links

Our platform may contain links to third-party websites or services. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.

10. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal data from minors. If we discover that a child under 18 has provided us with personal data, we will delete it promptly.

11. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated “Last updated” date. We encourage you to review this policy periodically.

12. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us: